Houston Federal Credit Union

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Don't Bank Around with Loans

Auto loans as low as
4.50% APR*

Smarter loans with personalized service!

Auto Loans

*APR is Annual Percentage Rate. 
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Your Pet 🐶 Deserves a  Mortgage

Low closing costs and no origination point fees. Give yourself and your pet the opportunity to live in home that you own!

Mortgage Loans  View Rates and Apply
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360 Secure Checking - Rideshare Protection

Experience checking with value-added benefits that have your financial and personal well-being in mind.

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Swipe It 💳️ Like You Mean It!

Swipe and earn cash back for purchases you make every day with an HFCU Visa Platinum Rewards credit card! 

Learn More

Rates that work for you

New  & Used Auto


rates as low as
4.50%
Annual Percentage Rate

rates as low as
7.50%
Annual Percentage Rate

rates as low as
8.20%
Annual Percentage Rate

yields as high as
4.00%
Annual Percentage Yield

yields as high as
1.70%
Annual Percentage Yield
Unlock your financial potential

Manage your finances anytime, anywhere

Anytime access, enhanced security and user-friendly tools. We give you the freedom to take control of your money on your own terms.

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24/7 Access

Ways we can help you

We’re not just a financial institution – we’re your go-to partner for all things money.

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Had issues with my checking account. Sumitra and Carlos were a great help and got my problem resolved. Both gave exceptional member service!
Ashley M.

Erica was personable, and provided professional guidance while opening up my business account. She is the main reason I frequent this branch! 
Chenedra

Julie was great! I’ve been using this branch for over 20 years, she’s always professional.
Lawrence G.

We saved our members a total of $294,917.04 in the month of March by refinancing their loans with HFCU!
Newsweek - America's Best Credit Union Logo


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HFCU Success Stories

Passionate about helping others? We’re hiring!

Join the HFCU team and enjoy a supportive work environment with great benefits. Explore our job openings today!

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Empower your financial journey

At Houston FCU, we provide the resources you need to reach your financial goals.


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ELEVATE Financial Wellness
Free online financial education.
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Financial Counseling
Free & tailored advice for HFCU members.
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Financial Calculators
Handy tools to help plan.
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Become a Member
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Experience the HFCU difference

At Houston Federal Credit Union, we’re here to help you achieve your financial goals.
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Lower fees, competitive rates, and incredible member perks
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Community-focused approach
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Personalized and exceptional service

The latest articles from HFCU

Please read our featured articles that provide useful information and tips to help empower and lead you to success through your personal financial journey.
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Swipe It 💳️ Like You Mean It!

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2025 Shred Day Schedule

Need Access? Download HFCU'smobile app!


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